This is an unsecured short-term loan facility, designed to help you meet your immediate funding needs at comparatively low interest rates. Whether you are in paid employment, self-employment or even if you own a small business but cash-strapped, the loan provides you a lifeline for those pressing needs.

Our Retail Credit can be structured as a salary advance for those in formal employment or personal/business loans for business executives, contractors, or other qualified individuals with verifiable regular sources of income.


  • This is subject to a maximum tenure of 90 days at 5% interest rate per month with the option of roll-over to the next 30 days at 1% penal rate after the expiry of the facility.
  • Principal does not exceed 70% of total contract sum